One of the most common concerns San Antonio homeowners have is whether they'll get fair market value when selling to cash buyers. The answer is nuanced: cash offers account for market value minus repairs and our costs, but when you factor in all the savings (no commissions, no closing costs, no repairs), the net amount you receive is often comparable to or better than traditional sales. Here's a detailed breakdown.
Understanding Cash Offers vs. Market Value
Cash offers are typically below full market value because:
- We're providing convenience and speed
- We're taking on risk
- We account for repair costs
- We eliminate financing contingencies
However, when you factor in:
- No realtor commissions (save 6%)
- No closing costs (save 2-3%)
- No repair costs
- Faster closing
- Guaranteed sale
The net amount you receive may be comparable to or better than a traditional sale, especially if your property needs repairs.
Real Example: Stone Oak Property
Let's break down a real example: We recently purchased a home in Stone Oak that needed $15,000 in repairs. The homeowner received $285,000 from us. If they had sold traditionally:
- List price: $300,000
- Realtor commission (6%): -$18,000
- Closing costs (2.5%): -$7,500
- Repairs: -$15,000
- Net: $259,500
By selling to us, they received $25,500 more and closed in 12 days instead of 60+ days. This is why we say the net amount is often better.
Factors That Affect Your Offer
When we evaluate your San Antonio property, we consider:
- Location: Neighborhood, school district, amenities
- Property condition: Age, repairs needed, overall state
- Market conditions: Current San Antonio real estate trends
- Comparable sales: Recent sales in your area
- Property size: Square footage, lot size, bedrooms, bathrooms
- Special circumstances: Foreclosure, liens, tenant issues
When Cash Offers Make More Sense
Cash offers often net you more money when:
- Your property needs repairs
- You need to sell quickly
- You want to avoid commissions
- You want a guaranteed sale
- You're facing foreclosure
Get Your Free Estimate
The best way to know how much you can get is to get a free cash offer from Home Pros. We'll evaluate your San Antonio property and provide a written offer within 24 hours. There's no obligation, and the offer is completely free.
Additional Resources
For more information about real estate and home selling, visit these authoritative sources:
- HUD Foreclosure Resources - Government housing programs and information
- Consumer Financial Protection Bureau - Consumer financial protection information
- HUD Tenant Rights - Government housing programs and information
- Fair Housing Act - Government housing programs and information
Ready to See Your Fair Cash Offer?
Get your free cash offer in 24 hours. Compare it to what you'd net from a traditional sale.
Get My Cash OfferCall: (830) 510-1597